Is my credit score building up?

I%26#039;ve been paying my phone bill for the past 5 months on time already...so i was wondering if i have credit?

THANKS

Is my credit score building up?

Phone companies do not report to the credit bureaus.

UNless you dont pay of course..

Read this page to understand how credit scores are calculated:

http://www.expert-credit-advice.com/cred...

Then read this page to learn how to build credit: http://www.expert-credit-advice.com/buil...

Credit building takes a long time and much more then paying your phone on time.

I wish that was the only bill I had to pay on time.

Simple life.

Is my credit score building up?

yeah you should have some credit, especially if everything is paid on time

Is my credit score building up?

Well yes, your score should be building up. Keep the payments on time and it will be excellent. Just so you have a better understanding of the credit score, I am giving you the address to an article that explains how it%26#039;s calculated and how you can keep it in good standing. Enjoy!