Wednesday, October 28, 2009

I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

my potential roomie has a score over 750. Is it possible to be able to rent an apt despite my problems?



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

Most people exit bankruptcy with a score reset at around 640. You can be proud that given that %26quot;second chance%26quot; you have raised your score. Rental agencys will rent to a mid 500 score if they dont show collections from property management firms. Really your score isnt as important to a property manager as liens, judgements and collections are. Those issues can rob you of income before you even see it and in turn cost them timely receipt of their monthly rent.



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

yes you should not have a problem renting. Unless you get a bad refrence from another person that you rented from. We all fall on hard times but sounds like you have built up your score.



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

yes go for it



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

677 is nothing to be scared about!!! avg national norm is like 675.



\Ive been told by certain people that there are 2 differant credit scores. 1 they tell us and 1 they tell financial institutions. Don%26#039;t take this for a definate Ive not researched it further then there word!



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

That is a pretty good score. Your Roomies is excellant.



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

As long as you%26#039;re showing no current delinquencies on your credit report, you shouldn%26#039;t have any trouble in being able to rent an apartment. With a credit score of 677, even with a discharged bankruptcy, you can even qualify for a mortgage with some lenders. Just to be on the safe side though, your roommate with the higher credit score should be the first name on any rental applications.



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

why dont you consider buying a condo or a 2 unit building. With a score like that it woud pay for itself.



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

YEs



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

Go ahead go for it you need a break good luck



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

That score is pretty good under the circumstances. You should be able to rent with a reasonable security deposit.



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

With those scores I%26#039;d buy a house. you can buy a house one day out of BK. I know a lender that will do it while in BK. I%26#039;m not sure where you live but if you%26#039;re here in CA then you have a great opportunity to buy. Rentals are funny. It%26#039;s best to buy. Where are you?



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

you should have no problem people bounce back from hard times. does your room mate know about the bk? because that could potiential cause a problem if he/she finds out the deposit or move in requirements will be a little more expensive because you filed a bk. but other than that you will be fine , good luck



I have a credit score of 677 with a bankruptcy discharged 18 months ago...?

Yes. There is no problem. If you have a landlord or property mangement company that baulks at this I would be surprise worse case they ask for a larger security deposit.

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