For CREDIT REPAIR, Does Piggy Backing still help the Authorized User's credit score?

%26quot;PIGGY BACKING%26quot; is where a person with great credit adds an Authorized User or Secondary Card Holder to there account to give the credit history of the credit card to the added user. This adds high limit on revolving accounts and adds credit history length of time as well.

For CREDIT REPAIR, Does Piggy Backing still help the Authorized User%26#039;s credit score?

No, the way FICO calculates credit scores was changed back in September so that authorized user accounts were not taken into account as far as score goes.

This was due to the FTC being bombarded by request due to people buying trade lines so they could qualify for mortgages that they normally would not have.

For CREDIT REPAIR, Does Piggy Backing still help the Authorized User%26#039;s credit score?

It might for a little while still but that either has or will be ending because of the abuses of the system by a few people.

For CREDIT REPAIR, Does Piggy Backing still help the Authorized User%26#039;s credit score?

Just recently the bureu%26#039;s have caught on to folks who are doing the %26#039;piggy back%26#039; and now your own account will count on your credit report.

Meaning: if you have bad credit and you are a authorized user on someone%26#039;s account who have good credit, that will NO LONGER improve your credit.

Check out: www.myfico.com and browse through their forums and it will clearly tell you how the piggy backing is stopped.

...it was good while it lasted!

For CREDIT REPAIR, Does Piggy Backing still help the Authorized User%26#039;s credit score?

check out http://www.baltimoresun.com/business/rea...

It in fact has not ended and all above posts are reporting incorrect info. It was a big PR blitz to misinform the public. Think about it, if all 3 bureaus adopted FICO 08, all 3 of your scores would be the same and there would be no need to have 3 bureaus. That is another obstacle to them stopping authorized user accounts and piggybacking. I endorse the seasoned tradeline programs. They can raise your score 100 points in 45 days so you can use your credit. Check out the free evaluation form at www.totaldebtsolutionsllc.com Good luck.