Is a credit score of 674 good for a 20 year old college student?

I have 2 credit cards, the one has a balance of $0 and the other has a balance of $900.

Is a credit score of 674 good for a 20 year old college student?

i would think so

Is a credit score of 674 good for a 20 year old college student?

No, even if your not in debt, and you haven%26#039;t had a mortage yet, this means you still have a problem with credit cards.

Is a credit score of 674 good for a 20 year old college student?

it has more to do with you making payments on time than how much you owe, the national average credit score is 692, just keep paying your bills on time and your credit score will continue to improve

Is a credit score of 674 good for a 20 year old college student?

Yeah! That%26#039;s a good score. No worries there. Try not to charge anymore to your credit cards, though. Pay them off. You don%26#039;t want to get into debt and then actually see your score go down.

Is a credit score of 674 good for a 20 year old college student?

Pretty good, but there are a lot of factors that play in. Don%26#039;t get too many credit inquiries, and never max out a card, and you should be ok.

Is a credit score of 674 good for a 20 year old college student?

yes, thats not bad at all. your on your way

Is a credit score of 674 good for a 20 year old college student?

i would say that is very good. mine is only a 680 and i%26#039;m 25, so i would say you are doing well!

Is a credit score of 674 good for a 20 year old college student?

I was told that thats about normal for a 20 year old.

Is a credit score of 674 good for a 20 year old college student?

thats pretty good but keep paying as much as possible don%26#039;t be late and don%26#039;t get too many cards that is the problem too many cc offers for college students

Is a credit score of 674 good for a 20 year old college student?

Pay the card. All in all, a decent score. They know you are 20.

Is a credit score of 674 good for a 20 year old college student?

Its a Great score....but i would charge something on the credit card you have a balance of 0 on....you will lower ur score if your credit card balance is at 0

Is a credit score of 674 good for a 20 year old college student?

That%26#039;s pretty good.

Is a credit score of 674 good for a 20 year old college student?

It is a good score and here is a quick way to get it to 700+

The next time you have $500 available, go to a bank and open a CD with $250. Immediately apply for a $500 line of credit, partially secured by the $250 CD. Your approval should be instant. Activate the card and be sure to pay the balance in full each month.

Do this same process at one other bank with the remaining $250. Your score should go up 30 points within 30 days.

You will be left with a 0 balance line of credit at twice the amount of the CD%26#039;s you have on deposit to boot!

Is a credit score of 674 good for a 20 year old college student?

Yes, it is a good score for a 20 year old college student. Debt to income ratio is also critical whenever u need financing. I%26#039;m going to assume you are not responsible for much financially and that your income is not in the higher end.

Generally, a score above 700 is considered a good score.

850 is the highest. The highest scores range from 720 to 850.

From where you are currently at, it is very easy to lose your favorable position once you begin to take on debts.

Expenses can easily grow from where you are in life. Mortgage, credit cards, student loans, car loans, family expenses(children, spouse, parents, siblings) , medical bills, various insurance payments. Just plain living expenses will add up.

It is also a great position to keep increasing your credit score and history. A 700 is highly reasonable if you maintain your debts well. Even a 740 is highly reasonable. Maintaining a variety of debts wisely is excellent for your history as it can gain favor with creditors.

If you get a decent job after graduation, you can really stretch your credit if you have a score in the high range if you need the financing for whatever reasons. If you choose to do this, do it wisely.

btw, what the previous responder is correct; however, whenever your credit history is going to be examined and scrutinized they will see that you felt that you needed to resort to %26quot;artificial%26quot; means to boost your score. That prob won%26#039;t even matter if everything else in your history checks out fine.