Wednesday, May 26, 2010

Credit score ranges from 672 thru 685.....?

Is this considered a good or fair credit rating? Experian calls it fair, but my husband says it%26#039;s actually good.



Credit score ranges from 672 thru 685.....?

This depends upon the industry. Banks, lenders usually consider 700 and above %26quot;good%26quot; credit. Above 720 you will get the best possible rates and fees for any type of loan or insurance. Insurance companies and employers may have a different opinion.



You may find helpful information at www.genesiscreditgroup.com. This is what they do.



Credit score ranges from 672 thru 685.....?

yes it is good, most people are 620 and up



Credit score ranges from 672 thru 685.....?

Yes, that%26#039;s pretty good. My ish is well below that..lol



Credit score ranges from 672 thru 685.....?

Techincally the reports consider anything from about 620-680 as fair.. but as far as lenders go if your score is around 680 you can qualify for most types of loans. You are considered a good risk by almost all lenders....



So all in all.. good job.



Credit score ranges from 672 thru 685.....?

It%26#039;s good, but not great. With this score, you wouldn%26#039;t get the best loan rates through my bank, but you would get pretty darn good ones though.



Credit score ranges from 672 thru 685.....?

I spoke with a mortgage lender at my bank recently. He said that anything over 680 is good.



So you are both right!



Credit score ranges from 672 thru 685.....?

780+ Perfect



720-780 Excellent



675-720 Average



620-690 Fair



Below 620 Poor



Credit score ranges from 672 thru 685.....?

The national average is 678 so you are average. Most lenders consider anything below 700 as good but not great.

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